1. Important Information and Who We Are
1.1 Purpose of This Privacy Policy
Welcome to the BillQode Privacy Policy. BillQode respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, process, and store your personal data when you use our website or mobile application, including any data you provide when you sign up for our newsletter, register, or purchase a product or service.
Our platform is not intended for children, and we do not knowingly collect data relating to children.
By using our website or mobile application, and by clicking on any acceptance buttons or checkboxes, you confirm that you have read, understood, and agree to this Privacy Policy, in addition to our Terms and Conditions. This Privacy Policy supplements other notices and privacy policies and is not intended to override them.
1.2 Controllers
BillQode (referred to as "BillQode," "we," "us," or "our") is the data controller responsible for your personal data. We are responsible only for the privacy practices and content of our own website and application, not for any third-party websites or links that may appear within our platform.
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
- Email: [email protected]
- Telephone: +201050611618
- Address: 8 Abdelhamid Badawy St., Sheraton, Cairo, Cairo, Egypt
1.3 Changes to the Privacy Policy and Your Duty to Inform Us of Changes
We regularly review this Privacy Policy and may update it at any time. If we make material changes, we will notify you were required by law.
It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.
1.4 Third-Party Links
Our website or mobile application may include links to third-party websites, plug-ins, and applications. Clicking on these links or enabling such connections may allow third parties to collect or share data about you. We do not control these third parties and are not responsible for their privacy statements.
2. The Data We Collect About You
We may collect, use, store, and transfer different kinds of personal data about you. This may include:
- Identity Data (such as name, username, or similar identifiers)
- Contact Data (such as billing address, email address, and phone numbers)
- Financial Data (such as bank account and payment card details)
- Transaction Data (details about payments to and from you)
- Technical Data (internet protocol (IP) address, login data, browser type, time zone, and other technology information on the devices you use to access our website or application)
- Profile Data (your username and password, purchases or orders made by you, your interests, preferences, feedback, and survey responses)
- Usage Data (information about how you use our website, products, and services)
- Marketing and Communications Data (your preferences in receiving marketing materials from us and our third parties, and your communication preferences)
We may also collect, use, and share aggregated data (such as statistical or demographic data) for any purpose. We do not collect any special categories of personal data about you (e.g., race, ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, etc.).
3. How Is Your Personal Data Collected?
We use different methods to collect data from and about you, including:
- Direct Interactions: You may give us your personal data by filling in forms or by corresponding with us (e.g., when you create an account, subscribe to our newsletter, request marketing materials, or purchase services).
- Automated Technologies or Interactions: When you interact with our site, we may automatically collect technical data about your equipment, browsing actions, and usage patterns.
- Third Parties or Publicly Available Sources: We may receive personal data about you from various third parties and public sources (e.g., analytics providers or publicly available databases).
4. How We Use Your Personal Data
We will only use your personal data when the law allows us to. Most commonly, we may rely on the following legal bases:
- Performance of a contract: Where we need to perform a contract we are about to enter into or have entered into with you.
- Legitimate interests: Where it is necessary for our legitimate interests (or those of a third party) and your interests or fundamental rights do not override those interests.
- Legal obligation: Where we need to comply with a legal or regulatory obligation.
- Consent: Where you have given consent (e.g., for certain types of marketing communications).
We generally do not rely solely on consent as a legal basis for processing your personal data, although we will obtain consent before sending third-party direct marketing communications to you by email or SMS.
You have the right to withdraw consent to marketing at any time by contacting us or following the "unsubscribe" link in any marketing communication.
5. Purposes for Which We Will Use Your Personal Data
5.A Performance of a Contract
We process your personal data where it is necessary for the performance of a contract to which you are a party, or in order to take steps at your request before entering into such a contract. This includes:
- Creating and managing your account
- Delivering the services or products you have requested
- Processing payments and collecting amounts owed to us
- Managing our relationship with you (e.g., notifying you of changes to our terms or privacy policy)
In this respect, we may share your personal data with:
- Third parties we engage to assist in delivering our services
- Our professional advisers (lawyers, accountants, IT consultants) where necessary
- Debt collection agencies to recover money you owe us
- Intermediaries we introduce to you (we will inform you of their identity beforehand where possible)
- Data storage providers
These processing activities align with Article 6(1)(a) of the GDPR and Egyptian Data Protection Law No. 151 of 2020, subject to our legitimate interests and any mandatory local law requirements.
5.B Legitimate Interests
We may process your personal data where it is necessary for our legitimate interests (or those of a third party), provided those interests are not overridden by your fundamental rights and freedoms. Examples include:
- Administering and managing our business
- Recovering debts owed to us
- Performing archiving and statistical analysis
- Seeking professional advice regarding our legal rights and obligations
- Sharing data with third parties considering a potential merger or acquisition of our business
5.C Legal Obligations
We also process your personal data to comply with legal obligations, such as:
- Fulfilling regulatory or compliance requirements (e.g., anti-money laundering checks)
- Responding to legal processes or requests from authorities
- Meeting our tax obligations
In these cases, we may share your personal data with:
- Our advisers (legal, accounting, etc.)
- Our auditors as part of their auditing functions
- Relevant regulators or law enforcement agencies, if required
5.D Marketing
We may send you information about our services (such as newsletters, promotions, or updates) if we believe it may be of interest or relevance to you. You can opt out of marketing communications at any time.
5.E Promotional Offers
We may use your identity, contact, technical, usage, and profile data to form a view on what services or offers may be relevant for you.
You will receive marketing communications from us if you have requested information or purchased services from us and have not opted out of marketing.
5.F Third-Party Marketing
- We will obtain your express opt-in consent before sharing your personal data with any third party for marketing purposes.
- You can ask us or third parties to stop sending you marketing messages at any time by adjusting your preferences in your account settings or by contacting us.
5.G Cookies
We use cookies and similar technologies to collect technical and usage data. Where required by applicable law, we will seek your consent for using non-essential cookies. You can adjust your browser settings to block or alert you about these cookies, but some parts of our website may not function properly if you do so.
5.H Change of Purpose
We will only use your personal data for the purposes for which it was collected unless we reasonably consider that we need to use it for another purpose that is compatible with the original purpose. If we need to use your personal data for an unrelated purpose, we will notify you and explain the legal basis for processing.
5.I Opting Out
You can ask us (or third parties) to stop sending you marketing messages at any time by:
- Logging into the application/website and updating your marketing preferences
- Following the opt-out links on any marketing message
- Contacting us directly
Where you opt out of receiving marketing messages, we may still process your personal data in connection with a product/service purchase, warranty registration, or other transactions.
6. Disclosures of Your Personal Data
We may share your personal data with:
- Parties mentioned under Section 5 (e.g., professional advisers, IT providers, payment processors).
- Third parties to whom we may sell, transfer, or merge parts of our business or assets. If a change of ownership occurs, the new owners may use your personal data in the same manner as described in this Privacy Policy.
We require all third parties to respect the security of your personal data and to treat it in accordance with the law. They are only permitted to process your personal data for specified purposes and in accordance with our instructions.
7. Data Security
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, accessed in an unauthorized way, altered, or disclosed. We limit access to your personal data to employees, contractors, and third-party service providers with a business need to know. They will only process your personal data on our instructions and are subject to a duty of confidentiality.
We also have procedures to deal with any suspected personal data breach. We will notify you and any applicable regulator of a breach where we are legally required to do so.
8. Data Retention
We will only retain your personal data for as long as reasonably necessary to fulfill the purposes we collected it for, including satisfying any legal, regulatory, tax, accounting, or reporting obligations. We may retain your personal data for a longer period if there is a complaint or if we believe litigation may be likely.
To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure, the purposes for processing, and applicable legal requirements. When it is no longer necessary to retain your personal data, we will delete or securely destroy it.
9. What We Do if the Information Is Incorrect
We strive to verify the accuracy of personal data we collect. However, we also rely on accurate information from third parties (e.g., Companies House or equivalent entities). You have the right to:
- Request correction (rectification) of any inaccurate personal data.
- Complete any incomplete data.
How We Deal with the “Right to Be Forgotten”
You have the right to request the erasure of personal data we hold about you in certain circumstances, such as where it is no longer necessary for us to hold the data for its original purpose, or you have successfully objected to our processing. This right is also known as the “right to be forgotten.”
Where you request erasure, we will generally only do so where the data is no longer publicly available or where we no longer have a legal reason to continue using it. Note that we may not always be able to comply with your request for specific legal or regulatory reasons; we will inform you if that is the case.
11. Glossary
Lawful Basis
- Legitimate Interest: The interest of our business in conducting and managing our operations to give you the best service and secure experience. We consider and balance any potential impact on you before processing your personal data for our legitimate interests.
- Performance of Contract: Processing your data when it is necessary for performing a contract to which you are a party, or to take steps before entering into such a contract.
- Comply with a Legal Obligation: Processing your personal data where necessary for compliance with legal obligations we are subject to.
Third Parties
- Internal Third Parties: Other companies in BillQode acting as joint controllers or processors, providing IT and system administration services, or undertaking leadership reporting.
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External Third Parties:
- Service providers (IT, system administration, payment processors)
- Professional advisers (lawyers, bankers, auditors, insurers)
- Governmental bodies and authorities in Egypt and other relevant jurisdictions where we may be required to report processing activities
Your Legal Rights
You may have the right to:
- Request Access to your personal data (a “data subject access request”).
- Request Correction of the personal data we hold about you.
- Request Erasure of your personal data.
- Object to Processing of your personal data.
- Request Restriction of processing of your personal data.
- Request the Transfer of your personal data to you or a third party.
- Withdraw Consent at any time where we rely on consent to process your personal data.
Contact Us
If you have any questions about how we use your personal data or wish to exercise any of your rights under this Privacy Policy, please contact our Data Controller:
- Email: [email protected]
- Telephone: +201040302211
- Address: 15 El Orouba, Heliopolis, Cairo, Egypt
By using BillQode’s website or mobile application, you acknowledge that you have read and understood this Privacy Policy.